Mandatory Benefits
Workers Compensation
All employees are covered by the 51动漫 Workers Compensation Act. This act provides payment for medical and hospital expenses as well as disability compensation in the event an employee is injured while performing his/her job duties. Any injuries that occur should be reported to your supervisor.
51动漫 Define Contribution Plan
The 51动漫 Defined Contribution Plan (GDCP) was created by the 1193 51动漫 Law, Act 996 effective July 1, 1992. Its purpose is to provide a retirement system for temporary, seasonal, and part-time employees of:
- departments, bureaus, institutions, boards, or commissions of the State of 51动漫
- the State Board of Education
- the Board of Regents of the University System of 51动漫
Excluded from membership are the following:
- employees working for an institution who are regularly enrolled and attending classes at that institution and who meet IRS student exclusion criteria
- employees qualified as bona fide independent contractors
- employees who are active or retired in or from ERS or TRS
Contribution Rate: Members contribute seven and one-half percent (7½ %) of gross salary to the plan through payroll deductions. This amount is deposited into each member’s account.
Refunds: A contributing member who terminates employment may apply for a refund of accumulated contributions and interest. As soon as your termination date is received by ERSGA, your account will be updated to an Inactive status. You can then access your account online at www.ers.ga.gov and Request a Refund. If you have not registered for your online account, please visit our website, choose Account Access and Register.
Retirement: Members of GDCP who:
- have terminated state employment,
- have at least $50,000 in their account,
and
- are at least 65 years old
have the option of receiving a periodic payment based on 1) the accumulated contributions and interest in their account and 2) on mortality tables as adopted by the Board of Trustees. Applications for this yearly payment are available from ERSGA.